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Tag Archive: Matt Tuff

1 in 10 accidents now involve ‘hit and run’ drivers, so what are the options when in an accident with someone who’s not insured?

Hit and run incidents


New statistics have suggested there are more than a million uninsured drivers on the UK’s roads – with around 10 per cent of road traffic accidents where an injury is sustained now involving a ‘hit and run’ driver.

The statistics are shocking, and will be worrying to many who abide by the rules and quite rightly ensure they are fully covered before getting behind the wheel.

In London, it is estimated that around 216,000 of its 3.9 million motorists are on the road without cover – more than one in every 10 cars in East London. Birmingham has an estimated 55,142 non-covered vehicles, Manchester 37,167, Belfast 30,504 and Liverpool 27,364, according to the new research.

Yes, we all grumble about rising insurance premiums, but insurance is there to protect us when something goes wrong. The cover ensures we can quickly get back on the road after an accident, and secure vital compensation for injuries and losses suffered.

However, to find yourself either injured or left off the road following an accident, and discover that the other party had no insurance policy, can be extremely worrying and stressful.

It is particularly difficult when the other party fails to stop and you find yourself the victim of a hit and run.

What do you do next?

Making compensation claims through the Motor Insurance Bureau (MIB)

We see many drivers left with serious and long-term injuries as the result of road traffic accidents. They are often unable to work for a lengthy period of time, and unable to support their families.

Being faced with the prospect of not being able to hold anyone to account is very worrying.

As specialists in handling road accident compensation claims, our team at Hudgell Solicitors are highly experienced in supporting people left in such a position of limbo, and given these new statistics, it is a scenario we are likely to handle with increasing regularity.

Our experience of handling claims through the Motor Insurance Bureau (MIB) – an insurance industry funded body which deals with claims involving uninsured or untraced drivers – is essential is these situations.

If there has been no policy in place, or if the car was stolen or insured for a person not driving at the time, claims for compensation for vehicle and property damage, as well as injury, can be made through the MIB.

This is a much more difficult route of securing compensation, but our team of specialists is highly experienced in negotiating with the MIB over settlements, negotiating over the amount of compensation due to the victims to ensure the right result for clients.

Man received £1.8m damages after accident with uninsured driver

In one case, we represented a client who was left with severe head and spinal and brain injuries when hit by an uninsured driver.

The amount of compensation he was to receive was heavily disputed during negotiations, but our expertise ensured he finally received a settlement of £1.8m, reflecting how the accident had left him with life-long injuries and in need of continued care and support.

From a position of initially having nobody to hold to account, we were able to secure life-long support for our client.

What is clear from these latest statistics is that strong action needs to be taken against those found guilty of driving uninsured. Tougher penalties must be imposed to prevent cases rising further – and of course our insurance premiums going up too!

We’ll continue supporting those who find themselves the victims of uninsured drivers.

They are deserving of our legal knowledge and support, and to be fully compensated for their injuries and loss.

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05/07/2016 No Comments

Bank Holiday break? Drivers must be prepared and patient to keep families safe on UK’s jammed roads

Motorway traffic jam


By Matt Tuff, senior solicitor and road traffic accident claims specialist at Hudgell Solicitors

The Bank Holiday weekend getaway rush makes life notoriously difficult on the UK’s roads, and if you are heading away for a short break over the next few days, preparation and patience are most likely to be the key words to remember.

The AA has been forecasting a busier period over the next five days than this time last year, with more than 11 million drivers expected to take a road trip over the bank holiday weekend, with the greatest number travelling today – ironically in a bid to beat the usual Good Friday rush.

It’s a time when people are planning to get away from the stress of day to day life and sample the sights and sounds of elsewhere, but the Bank Holiday rush on the roads brings together a potentially deadly combination of distractions.

Drivers must remain calm in Bank Holiday traffic to avoid road accidents

Crammed roads and slow progress can lead to frustration and anger behind the wheel, emotions which were recently highlighted in research as amongst the most likely to cause drivers to be involved in an accident.

And with tensions possibly mounting in many cars as families find themselves facing lengthy queues, the emphasis is on all those with the responsibility for the safety of all – the drivers – to retain their focus at all times.

At Hudgell Solicitors, we see through our work in supporting thousands of people injured in road accidents each year how a moment’s lapse in concentration can have devastating consequences.

Even accidents at relatively low speeds can cause long-term injury and difficulty and disruption to lives, especially any accident involving a pedestrian.

We are proud to help people through compensation settlements which help secure vital rehabilitation treatment, and recover loss of earnings for periods out of work to help them as they look to get back to good health.

However, we know nothing can never take away the impact a serious accident can have on somebody’s life, particularly for families who lose their loved ones.

Whilst speed is an obvious danger, driver error, such as reaching for an object, an extended glance away from the road ahead, or drowsiness and tiredness, are common causes that we see in road accident claims.

Many of these basic driving errors become more likely when those behind the wheel have experienced long-periods of queuing, as concentration levels drop and tiredness creeps in.

Would permanent clocks change reduce road accidents?

Interestingly, as we talk about the increased dangers on the roads, the Royal Society for the Prevention of Accidents (RoSPA) believes we are now entering the safest period of the year – British Summer Time, with clocks going forward an hour on Sunday morning.

RoSPA is currently is calling on the Government to retain the Summer Time clock setting for a set trial period beyond the usual return to Greenwich Mean Time on the last Sunday of October, so that its impact on road safety can be properly and accurately assessed.

It comes as accident data, from the Department of Transport, shows a consistent trend in that more pedestrians are killed and injured in the winter months after the clocks go back, when we have shorter days and longer nights.

In 2014, the latest stats available, there were 590 more pedestrian casualties in November (2,486) compared to September (1,878), and of those, 37 more people were killed, and 113 more seriously injured.

RoSPA says this is down to the onset of darker evenings, but of course, conditions of the roads, and how drivers adapt to them, also plays a big part. The question is, do drivers adapt to a change in conditions as they should?

That brings us back to this holiday weekend.

Although we can probably expect some typical British Bank Holiday weather and some downpours across the country over the coming days, drivers shouldn’t be facing icy and treacherous roads.

Nor should they over the coming months, as it will be increasingly dry, and increasingly light.

It is therefore down to those behind the wheel to maintain their concentration, avoid all distractions, to not become frustrated when journeys do not go to plan, and to focus on getting to their destination safely, not quickly.

Hopefully then, we’ll see the reduction in casualties we all want.

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24/03/2016 No Comments

Almost a quarter of drivers surveyed admit to risking being over alcohol limit the morning after a drinking session

Car Keys on bar


Almost a quarter of drivers admit to getting behind the wheel knowing they are likely to still be over the alcohol limit from drinking the night before, a new survey to mark National Road Safety Week (Nov 23-29) has found.

And despite continued national awareness campaigns aimed at stamping out drink driving, close to one in four of British drivers questioned admitted to knowing someone who regularly drives over the limit.

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24/11/2015 No Comments

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