Start your claim

December 18th 2018

Accidents & Illness Abroad

Eye-watering cost of medical treatment abroad makes travel insurance so important

Paul McClorry

Paul McClorry

Head of Travel Litigation

Eye-watering cost of medical treatment abroad makes travel insurance so important

Winter sports may be more popular than ever, but if you’re unfortunate enough to have an accident on the slopes the cost of private overseas medical is also rapidly on the rise.

Winter sports may be more popular than ever, but if you’re unfortunate enough to have an accident on the slopes the cost of private overseas medical is also rapidly on the rise.

Thankfully, the majority of people who go skiing and snowboarding enjoy taking part in the activity without ever getting injured. But injuries are still common – and they can happen to anyone at any time.

When an accident does occur which requires private healthcare, the costs incurred are often much more expensive than most people realise.

According to recent research carried out by health provider Bupa Global, the sum needed to receive medical care for a broken leg can vary by up to £5,000 in popular skiing destinations around the world.

Canada topped the list as the most expensive place to get treatment – at a cost of £7,027. The cheapest overseas skiing location for medical treatment is Austria at £2,237. In the UK, you would expect to pay £1,930 for private healthcare following a ski accident.

These average figures were taken from Bupa’s aggregate claims data from 2014 to 2017, but holidaymakers could face even higher bills in future if private healthcare fees continue to rise.

In my experience, broken legs are one of the most frequent injuries I see when dealing with snowboarding and skiing accident claims. Head injuries, knee injuries, dislocated joints and broken arms are also commonplace.

Whether the injury has been caused by the individual themselves or another holidaymaker, the main contributory factors are usually speed and inexperience on the slopes.

This is why I always advise anyone who is going on a winter sports holiday to take out a suitable level of travel insurance cover – to help meet the costs should any medical expenses be incurred.

Whenever you buy travel insurance, don’t just buy the cheapest or most basic policy – always make sure it’s the right fit for you and your holiday. Otherwise, you may find you’re only covered up to a certain amount or not covered at all in certain circumstances.

In most cases, travel insurance will only cover the costs associated with medical treatment, lost luggage or a delayed or cancelled flight.

It will NOT compensate you for any pain or suffering you experience, loss of earnings or any care you may need on returning home.

Should you suffer an injury on a winter sports holiday, your first priority is to make sure you receive the necessary medical care; these expenses can usually be reclaimed through your travel insurance.

Once your well-being is taken care of and you’re back on track, weigh up whether the accident was your fault. You could be entitled to pursue a claim for compensation if your injuries were:

  • Caused by another skier’s negligent actions
  • As a result of a hidden obstruction you couldn’t be expected to anticipate
  • Due to teaching unsafe techniques or poor ski school instruction
  • Because of the negligent care of a ski guide or tour representative
  • As a result of faulty equipment (bindings, skis, ski lift or ski tow)

Having successfully represented many people, for more than a decade, involved in snowboarding and skiing accidents, I understand that thrill-seekers are often more concerned about when they’ll be able to enjoy the slopes again rather than any settlement they might receive.

But that doesn’t mean they should be left to endure pain or financial hardship whilst they recover – especially in light of the increasing cost of overseas medical care and the fact the injuries they suffer are often incurred through no fault of their own.

Should you or someone you know suffer an injury on a winter sports holiday one of our expert travel litigation solicitors will advise whether you can pursue a civil claim for compensation.

 

What Our Clients Say

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"Highly recommended"

Excellent service and communication from start to finish. The whole process of handling my personal injury claim was dealt with quickly and courteously.

MikeNovember 26, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"Becci was amazing"

Becci was amazing, she was so friendly and helpful and couldn’t have done a better job at helping me with my claim. Very happy.

Katherine JanineNovember 08, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"Quick honest service"

Quick honest service, smooth process with excellent staff

MR COOPEROctober 30, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"HUDGELL SOLICITORS are great lawyers…"

HUDGELL SOLICITORS are great lawyers whit amazing customers service. I got pretty good deal only because of them I'm quite happy I chose Hudgell solicitor.

DominikOctober 30, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"Good all round service"

Good all round service

John AndrewOctober 19, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"Efficient"

Quick, efficient service provided by Jayne Woodock. Would definitely contact Hudgell Solicitors again in the future if the need arises

KerryOctober 10, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"Thank you"

I have never had to go down the route of claiming for anything like this so when I was advised to do so I did some research and Hugell Solicitors caught my eye. And I’m so glad I picked them, everything was explained well and helped with any questions I…

ZoeOctober 04, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"No problems from start to finish for my…"

No problems from start to finish for my claim.Kept updated regularly and a good outcome even though the defendants were being evasive. Thanks.

r3monkeyOctober 03, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"Excellent"

Very professional,efficient service,informative and friendly service. I would highly recommend Hudgell solicitors.

HelenOctober 01, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"Good experience"

Good experience

Margaret ElizabethAugust 31, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"Excellent"

Friendly, helpful and professional.

M J JAugust 09, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"I would recommend this firm of…solicitor to anyone"

I would recommend this firm of solicitor to anyone I have had a 5 star treatment from Jayne woodcock I cant praise her enough she kept me informed every step of my claim and I cannot thank her enough excellent Jimmy Mcdermott

Jimmy McJuly 28, 2019

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

"Very helpful and thorough"

Very helpful and thorough. The team kept me updated throughout. Thank you

EsmeJuly 25, 2019