01482 778 463
Established since 1997
No Win No Fee
Award Winning Specialists
Hudgell Solicitors™ | Latest News | Eye-watering cost of medical treatment abroad makes travel insurance so important

Eye-watering cost of medical treatment abroad makes travel insurance so important

Skiing


Winter sports may be more popular than ever, but if you’re unfortunate enough to have an accident on the slopes the cost of private overseas medical is also rapidly on the rise.

Thankfully, the majority of people who go skiing and snowboarding enjoy taking part in the activity without ever getting injured. But injuries are still common – and they can happen to anyone at any time.

When an accident does occur which requires private healthcare, the costs incurred are often much more expensive than most people realise.

According to recent research carried out by health provider Bupa Global, the sum needed to receive medical care for a broken leg can vary by up to £5,000 in popular skiing destinations around the world.

Canada topped the list as the most expensive place to get treatment – at a cost of £7,027. The cheapest overseas skiing location for medical treatment is Austria at £2,237. In the UK, you would expect to pay £1,930 for private healthcare following a ski accident.

These average figures were taken from Bupa’s aggregate claims data from 2014 to 2017, but holidaymakers could face even higher bills in future if private healthcare fees continue to rise.

In my experience, broken legs are one of the most frequent injuries I see when dealing with snowboarding and skiing accident claims. Head injuries, knee injuries, dislocated joints and broken arms are also commonplace.

Whether the injury has been caused by the individual themselves or another holidaymaker, the main contributory factors are usually speed and inexperience on the slopes.

This is why I always advise anyone who is going on a winter sports holiday to take out a suitable level of travel insurance cover – to help meet the costs should any medical expenses be incurred.

Whenever you buy travel insurance, don’t just buy the cheapest or most basic policy – always make sure it’s the right fit for you and your holiday. Otherwise, you may find you’re only covered up to a certain amount or not covered at all in certain circumstances.

In most cases, travel insurance will only cover the costs associated with medical treatment, lost luggage or a delayed or cancelled flight.

It will NOT compensate you for any pain or suffering you experience, loss of earnings or any care you may need on returning home.

Should you suffer an injury on a winter sports holiday, your first priority is to make sure you receive the necessary medical care; these expenses can usually be reclaimed through your travel insurance.

Once your well-being is taken care of and you’re back on track, weigh up whether the accident was your fault. You could be entitled to pursue a claim for compensation if your injuries were:

  • Caused by another skier’s negligent actions
  • As a result of a hidden obstruction you couldn’t be expected to anticipate
  • Due to teaching unsafe techniques or poor ski school instruction
  • Because of the negligent care of a ski guide or tour representative
  • As a result of faulty equipment (bindings, skis, ski lift or ski tow)

Having successfully represented many people, for more than a decade, involved in snowboarding and skiing accidents, I understand that thrill-seekers are often more concerned about when they’ll be able to enjoy the slopes again rather than any settlement they might receive.

But that doesn’t mean they should be left to endure pain or financial hardship whilst they recover – especially in light of the increasing cost of overseas medical care and the fact the injuries they suffer are often incurred through no fault of their own.

Should you or someone you know suffer an injury on a winter sports holiday one of our expert travel litigation solicitors will advise whether you can pursue a civil claim for compensation.

 

No Comments

Leave a Reply

*Required

The Author

author image

Paul McClorry

Head of Travel Litigation

pmc@hudgellsolicitors.co.uk

Request a callback

Request a callback from a solicitor

 I am an existing client.









Looking to see if you're eligible?

Get in touch for free legal advice

0808 159 7699

Call today to speak to an expert

OR
Start your claim

What Our Clients Think

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Professional staff

"Professional staff They keep me updated all the time Very good service Definitely recommended"

Mr Daniel Pantiru

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Straightforward and efficient

"I had the pleasure of having Sarah Colgrave as my solicitor. She was very accomodating,… "

Miss Rhianna Higham

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

An absolutely brilliant team of people

"An absolutely brilliant team of people! So kind a and helpful. Always putting their clients… "

Miss Chloe Ahad

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

very helpful & understanding

"very helpful & understanding"

Mrs Pauline Elliott

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Great firm to deal with

"Great firm to deal with, attentive and on the ball, everyone was always pleasant and… "

Karen Barnard

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Quicker than expected

"They were friendly, helpful when needed. Everything was done as expected all in black and… "

Mr W

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Excellent Company.

"I would like to thank Hudgell Solicitors for a very professional approach and caring attitude… "

paul baker

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Would highly recommend

"Would highly recommend"

Toyah johnson

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

They understood the issues in my case…

"They understood the issues in my case and dealt with the matter in a very… "

Mrs Zena Haroon

trustpilot-star trustpilot-star trustpilot-star trustpilot-star

I must say

"I must say, the experience was pleasant and everyone I spoke to was lovely and… "

F Cole

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Professional & helpful throughout the…

"Professional & helpful throughout the process"

Mr Darron Sunman

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Absolutely Fantastic

"Absolutely Fantastic! Case took a lot less time than expected and the outcome was a… "

Danielle

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

8spot on service

"8spot on service"

Mr Alan Walker

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

I am extremely happy with the…

"I am extremely happy with the professionalism and friendly service I received from Sam Thompson… "

Mr Phillip Ivory

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Great service always friendly

"Great service always friendly. Always kept up to date with my claim. Every time frame… "

Mr Sean Quinn

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

A big thank you to all at hudgell…

"A big thank you to all at hudgell solicitors, the process of my injury claim… "

Mr christopher beavers

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Hudgell Solicitors were there when I needed them

"I would highly recommend Hudgell Solicitors to anyone in the unfortunate position of requiring legal… "

Mr Anthony O

trustpilot-star trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Hudgell Solicitors were so helpful…

"Hudgell Solicitors were so helpful through the whole process. they advised me on the best… "

Mr David Branton

trustpilot-star trustpilot-star trustpilot-star trustpilot-star

Very efficient and friendly service

"Very efficient and friendly service"

Mrs Lorraine Firth

Rated 9.4 out of 10 based on 434 reviews

Powered by Trustpilot

Our offices

London

55 Fleet Street
EC4Y 1JU

VIEW DETAILS

Hull

No 2 @ The Dock
46 Humber Street
HU1 1TU

VIEW DETAILS

Leeds

10 Park Place
Leeds
LS1 2RU

VIEW DETAILS

© 2018 Hudgell Solicitors®. All Rights Reserved.

Hudgell Solicitors is a trading name of Neil Hudgell Limited | Director Dr. Neil Hudgell MA LLB (Hons) LLD | Registered in England No. 7078429 | Authorised and Regulated by the Solicitors Regulation Authority | SRA No. 521372 | VAT Registration No. 254 7802 90